Depositing a check with a Prepaid Debit Card
If you cannot be eligible for a bank checking account, you might have an improved possibility of getting authorized for the prepaid debit card. In place of being linked with a bank account, these cards enable you to load cash onto them via direct deposit, check always deposits, money reloads and much more.
You are able to typically deposit a check on the card through the card’s mobile software. If the money is wanted by you quickly, though, some cards charge a cost. Below are a few popular prepaid cards and their terms that are check-cashing
- United states Express Serve: Free mobile deposits with money availability in 10 days; 1% or 5% cost by having a $5 minimum for quicker supply.
- Chase Liquid Card: All mobile check deposits are free, and funds are usually available by the business day that is next.
- Bluebird by United states Express: Free deposits that are mobile money supply in 10 times; 1% or 5% charge by having a $5 minimum for quicker access.
Along with prospective costs for mobile check deposits, numerous prepaid debit cards also charge monthly upkeep costs, transaction charges, and ATM withdrawal costs. Make sure to check out the print that is fine you make an application for one.
Cashing a Check at Cash Advance Shops
Pay day loan stores are ubiquitous, making them probably one of the most convenient methods to cash a check. Having said that, they are additionally often the many method that is expensive. Costs are usually a share of the check instead of a rate that is flat which means the bigger your check quantity, the greater you will spend.
With Check City, by way of example, charges begin at 1.99percent for in-state government and payroll checks. At Speedy Cash, you are going to spend the very least charge of $2 plus a percentage that is additional on your geographical area.