UNSECURED LOANS our Investor Centre to see our prospectus also to find out more

UNSECURED LOANS our Investor Centre to see our prospectus also to find out more

Borrow as much as $50K unsecured

Personalised rates from 6.99per cent p.a. В№

Apply now obtain a quote Won’t affect your credit rating

Canstar champion 5 years in a line
Harmoney Investor Center

Browse our Investor Centre to see our prospectus also to find out about Harmoney.

just exactly What our clients state

YEAH RIGHT. I do believe that name belongs to HARMONEY. Many thanks Harmoney. Whenever are you currently banking that is starting? Auckland, brand NEW ZEALAND

Simple, 100% online

1. Get to know you

Inform us regarding the loan and supply us some factual statements about your self along with your funds.

2. Get the loan terms

We offer you step-by-step loan terms along with your rate of interest, borrowing limitation, and repayments.

3. Get the cash

Accept your loan terms and offer some last details. Many loans placed in the market are completely funded within a day.

Get an estimate that is quick

Get a fast concept of your rate of interest as well as your repayements utilizing our loan that is personal calculator.

Obtain the loan that actually works for you personally

Save money time residing much less time finding out how exactly to pay money for the thing you need.


No queues with no significance of embarrassing in person conferences.


Rates of interest depend on your specific credit assesment – maybe maybe maybe maybe not one-size-fits-all.

100% ONLINE – 24/7

As soon as your loan is authorized the cash will take your account in 1-3 company days.

Kinds of unsecured loans

Assist for nearly whatever you require.


Easily combine your outstanding debts into one payment that is easy one fixed interest.


Fretting about investing in training is not any assistance while you are attempting to learn. Reduce stress by addressing costs with training loan.


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Got your attention on that used or new automobile? Our car loan can really help enable you to get away on the highway.


Generate memories because of the journey of an eternity. See family members, a travel that is favourite, or someplace you have constantly wished to get.


A marriage loan makes it possible to attain precisely what in store for the day that is special.


Whether you possess a company or are beginning a fresh one, a personalised company loan might help you kickstart your development.


A medical loan may take away the stress and stress of medical center costs and permit one to entirely consider your wellbeing.


A property enhancement loan may help you attain the living spaces that you’ve got dreamed of getting.

We are genuine individuals and we also’re right here if you’d like us

If you’d like assistance, simply call us on 0800 427 666 or hop on to online talk and something of our significantly more than 30 professionals is going to be here to help.

Conditions and terms

1. Susceptible to funding and approval. Harmoney’s interest levels are normally taken for 6.99% p.a. to 24.69per cent p.a. and are also provided in line with the borrower’s that are individual assessment based on Harmoney’s credit scorecard. To be approved and list your loan you have to satisfy Harmoney’s credit requirements and lending that is responsible. Costs, fees, stipulations use. 99% of applications are funded within a day of loans terms being accepted (according to loans submitted in 2018) .

2. Establishment cost of $200 for loans from $2,000 to below $5,000 and $450 for loans from $5,000 to $50,000 . Fixed prices consist of 6.99% p.a. to 24.69per cent p.a. on 36 to 60 thirty days terms, without any repayment that is early.

Harmoney Limited (FSP373486), Harmoney Nominee Limited (FSP5904148) and Harmoney Services Limited (FSP593769) are certified to deliver a peer to peer financing service under role 6 of this Financial Markets Conduct Act, 2013. The conditions of those licences imposed by the Financial Markets Authority are posted on www.business.govt.nz/fsp.

Harmoney Limited, Harmoney Nominee Limited and Harmoney Services Limited are registered beneath the Financial Service services (Registration and Dispute Resolution) Act 2008.